Disability Insurance Law Group

(888) 644-2644


Lantana, FL
561.202.9170
Miami Lakes, FL
305.820.0800
Hollywood, FL
954.351.7688
Toll Free Nationwide: 1.888.644.2644



Disability Insurance Overview

Disability Insurance Attorneys

Disability insurance policies are often confusing and the process is frequently frustrating for unrepresented claimants. Unfortunately, the laws that govern such disability claims can be equally challenging for the uninformed. Insurance companies have created an unequal claims handling process. The Attorneys at Disability Insurance Law Group are dedicated to leveling the playing field and asserting our clients' rights.

Eliminating Claim Confusion

At Disability Insurance Law Group we work with you to eliminate confusion and clearly communicate with what is happening at every step of the process. You have rights and you deserve to receive the benefits you have paid for with your premiums. We will aggressively assert those rights and fight to obtain for you all the benefits you deserve.

Insurance companies spend a great deal of time and money training their claims examiners and investigators to highly scrutinize each claim. Insurance companies often take advantage of unrepresented claimants by employing unfair tactics to delay and deny claims. They also employ in-house and local attorneys to vigorously defend and litigate disability insurance cases. Without legal representation, your ability to overcome such resources may be limited.

At Disability Insurance Law Group, we aggressively fight for your rights and will assist you with

Knowledge is Power

As part of the unequal claims handling process, aggressive and confusing tactics are often employed to manipulate claimants and their physicians into making statements that can be misconstrued and used to support a denial of benefits. Often, insurance companies require claimants to attend Independent Medical Evaluations by a physician selected and paid for by the company. Knowledge of these tactics and an understanding of your rights and obligations under your policy are essential to maneuvering through the disability insurance minefield.

The lawyers at Disability Insurance Law Group guide claimants and advance their rights through all stages of the process. We prepare our clients for and attend interviews, review all forms submitted for information that can be taken out of context, and collaborate with attending physicians to help them understand our clients' occupational requirements and the importance of clearly documenting our clients' limitations and restrictions. Further, the attorneys at Disability Insurance Law GroupL only allow our clients to attend Independent Medical Examinations after careful negotiations about the appropriate physician, the physician's specialty, the tests to be conducted, and the scope of the examination. Typically, we will attend the examination with our client or have it videotaped to insure an unbiased account.

Ultimately, your knowledge--and the knowledge of your legal representative--can substantially improve your chances of successfully obtaining benefits.

The attorneys at Disability Insurance Law Group will discuss your case with you and examine your policy and other documentation. We will answer your questions, help you develop a strategy for your claim, and explain the advantages and pitfalls of every issue so that you can make informed decisions about your case

Contact our office to arrange for a free initial consultation. We will listen to your concerns, evaluate your case, and advise you of your legal options.

Disability Insurance Law Group
(a partnership of Flowers Paulino-Grisham, P.L. and Chmielarz & Smith, P.A.)
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TOLL FREE NATIONWIDE: 1-888-644-2644
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Palm Beach (Lantana)
1111 Hypoluxo Road
Suite 110
Lantana, FL 33462
561-202-9170
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Dade: (Miami Lakes)
5803 NW 151st Street
Suite 200A
Miami Lakes, FL 33014
305-820-0800
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Broward: (Presidential Circle, Hollywood)
4151 Hollywood Boulevard
Hollywood, FL 33021
954-351-7688
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Toll Free: 1-888-644-2644

Our firm serves clients throughout the state of Florida and the United States, including the cities of West Palm Beach, Miami, Fort Lauderdale, Hollywood, Palm Beach Gardens, Jupiter, Naples, Fort Myers, Orlando, Tampa, Jacksonville, Tallahassee, and Panama City; as well as the following counties: Palm Beach County, Miami-Dade County, Broward County, Orange County, Hillsboro County, Devon County, and Leon County.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Copyright © 2008 by Disability Insurance Law Group. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.