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Disability Insurance Lawyers

When you are injured or suffering an illness that prevents you from performing the duties of your occupation, your disability insurance policy is supposed to be there to protect you and your family. Your bills do not stop just because you cannot work. The purpose of disability insurance policies is to secure your financial wellbeing when you cannot. The question is, will your insurance carrier do the right thing and pay your claim? What would you do if your future was at stake? The attorneys at Disability Insurance Law Group understand the common tactics employed by insurance carriers in attempting to deny disability insurance claims. We understand what is at risk and vigorously fight to protect the rights of our clients.

Protect Your Rights and Your Future

Managing a disability insurance claim can be very confusing for claimants. In contrast, insurance carriers spend an enormous amount of money training their claims examiners and investigators how to handle a claim for benefits. Disability insurance policies are often drafted with ambiguous contractual terms--thus providing insurance companies with ample ammunition to deny and delay the payment of a disability insurance claim. A lack of understanding of your rights and obligations under your disability insurance policy may prove detrimental to your claim for benefits. Moreover, many individuals make the mistake that all attorneys have the experience and knowledge necessary to effectively handle a disability insurance claim. Due to the unique knowledge required to handle such claims, it is essential to choose an attorney that understands the intricacies of this complex area of law.

Often, insurance companies take advantage of unrepresented individuals that do not understand their rights and obligations under their policies. For this reason, the most important thing you can do is to get counsel involved at the outset to protect your rights.

Whether you have a personal disability insurance policy or one provided by your employer, you may need legal help collecting the benefits outlined in the policy. We encourage you to contact us if you are considering filing for disability benefits or have been denied disability benefits. We also represent client who  receive benefits and are interested in approaching their insurance carrier about a lump-sum buy-out of their disability insurance policy. The last thing you should do while you are suffering a disability is worry about finding a qualified lawyer to assist you during this difficult time. Do not fall into the trap of believing that the insurance company will do the right thing.

Delay and Denial of Disability Claims

Disability insurance companies often employ underhanded tactics in order to deny or delay the payment of claims. These claims are typically highly scrutinized and contested. Insurance carriers spend an enormous amount of money training claims examiners and investigators in handling benefit claims. They know the questions to ask to induce certain answers that can later be taken out of context or misconstrued. Private investigators are often hired to follow claimants and obtain video that is not truly representative of a claimant's limitations. You have a contractual right to your disability benefits. A skilled attorney familiar with the tactics of insurance companies can help you cut through the denial or delay to get you the benefits you deserve.

Experienced Legal Assistance

Call our office to arrange for a free initial consultation. We handle claims throughout the State of Florida, including West Palm Beach, Miami, Fort Lauderdale, Hollywood, Palm Beach Gardens, Jupiter, Naples, Fort Myers, Orlando, Tampa, Jacksonville, Tallahassee, and Panama City. We also represent clients throughout the United States on a co-counsel basis.

Our firm serves clients throughout the state of Florida and the United States, including the cities of West Palm Beach, Miami, Fort Lauderdale, Palm Beach Gardens, Jupiter, Naples, Fort Myers, Orlando, Tampa, Jacksonville, Tallahassee, and Panama City; as well as the following counties: Palm Beach County, Miami-Dade County, Broward County, Orange County, Hillsboro County, Devon County, and Leon County.